If you do not qualify for VITA/TCE services, or for some some reason can’t use VITA/TCE services, you can use MyFreeTaxes, an online service that lets you prepare your own taxes for free, with telephone support from VITA volunteers if you have questions. Phone and Live Chat support is available from 10am to 10pm ET, Monday through Friday, and Noon to 9pm ET on Saturdays.
*** IMPORTANT ***
Along with bringing your government-issued photo-ID to a VITA/TCE site, you MUST have one of the following for everyone on your return:
- A Social Security Card, or
- ITIN paperwork, or
- A Social Security Statement (SSA-1099)
Due to the rise in identity theft, VITA/TCE sites can no longer use memorized numbers or numbers from other tax paperwork. This is true even if you had prior year returns prepared at the same VITA/TCE site.
The Affordable Care Act and Your Taxes
The IRS administers the tax provisions included in the Affordable Care Act. The Individual Shared Responsibility Provision requires you and each member of your family to have qualifying health insurance, to qualify for an exemption, or to make a shared responsibility payment when you file your federal income tax return. If you get your insurance coverage through the Health Insurance Marketplace, you may be eligible for a Premium Tax Credit.
If you got insurance coverage through the Health Insurance Marketplace (for example, from healtcare.gov or connectforhealthco.com), you will receive a form 1095-A. You must bring this form with you to the VITA or TCE site that you visit.
If you, your spouse, or any dependent claimed on your tax return did not have insurance coverage for the entire year, you may be required to make a Shared Responsibility Payment on your tax return. This payment is relatively small for 2014, but increases substantially in future years. For more information, visit www.irs.gov/Affordable-Care-Act.
Will you qualify for EITC this year?
You may qualify for Earned Income Tax Credit (EITC) on your 2014 tax return. If eligible, you must file a tax return to claim your EITC.
- you earned under $46,997 and have three or more qualifying children ($52,427 if married filing jointly)
- you earned under $43,756 and have two qualifying children ($49,186 if married !ling jointly)
- you earned under $38,511 and have one qualifying child ($43,941 if married !ling jointly)
- you earned under $14,590 and have no qualifying child ($20,020 if married !ling jointly)
Check out the EITC Assistant, an interactive tool that shows you whether or not you qualify, and why. The EITC Assistant is available on www.irs.gov/eitc or call 1-800-TAX-1040 for more information.